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Hardest Hit Fund - Blight Elimination Program

Blighted, vacant and abandoned homes are a serious issue for Indiana homeowners, neighborhoods and communities. Sadly, the State of Indiana has the dubious distinction of having the highest percentage of abandoned foreclosed homes in the country. RealtyTrac and 24/7 Wall Street are reporting that roughly 30% of Indiana’s foreclosed homes are abandoned. This means that due to foreclosure alone, 5,000 blighted and abandoned homes are negatively impacting Indiana homeowners and neighborhoods by reducing property values. Blighted properties also serve as a drain on municipal resources. Many Indiana communities lack the resources necessary to address this growing issue alone.

The State of Indiana, through IHCDA, will use of a portion of Indiana’s Hardest Hit Funds to demolish blighted and abandoned homes that are beyond repair. The goal is not simply to demolish abandoned homes, but to stabilize property values in Indiana communities. The partnership between IHCDA and Indiana municipalities would allow communities to demolish blighted properties and offer a variety of end uses for the newly cleared properties including green space and redevelopment. IHCDA, Lt. Governor Sue Ellspermann, IHCDA’s Board Chair, Senator Jim Merritt and several local elected officials believe that the demolition of abandoned and blighted homes will be a significant step toward rebuilding Hoosier communities.

Since IHCDA’s announcement that it was exploring the use of Hardest Hit Funds to eliminate blighted and abandoned properties, many have expressed concern that doing so might detract from the mission of helping struggling homeowners avoid foreclosure. IHCDA would like to reassure the public that it is committed to using the majority of Hardest Hit Funds to help individual homeowners in need. As of June 30, 2014, approximately 3,600 homeowners have received nearly $45 million in Hardest Hit Fund mortgage payment assistance; and another $91.2 million has been reserved to make mortgage payments for the approved homeowners currently enrolled in the program.

If your community contains properties that you would like to have considered for demolition, please have the appropriate local government official review the resources below. Municipalities wishing to receive funds to demolish blighted homes must apply to IHCDA. Municipalities will apply for the funds from the funding division in which their county is located. If you have any questions, please contact

Indiana's Hardest Hit Fund - Blight Elimination Program Notice

The IHCDA Asset Preservation Department is seeking authority to undertake a statewide Blight Elimination Program using a portion of Indiana’s Hardest Hit Fund allocation. Please see the attachment below for details and important 2014 dates for the proposed implementation of the Blight Elimination Program.

Blight Elimination Program Notice 14-02

Blight Elimination Program Notice 14-03 (Application webinar for funding division one on Feb. 13, 2014)

Blight Elimination Program Notice 14-04 (Deadline extension)

Blight Elimination Program Notice 14-05 (Replaced by notice 14-06)

Blight Elimination Program Notice 14-06 (Rescheduled training sessions)

Blight Elimination Program Notice 14-07 (Division Three webinar)

Blight Elimination Program Notice 14-08 (Division Four webinar, June 6, 2014)

Blight Elimination Program Notice 14-09 (Division Five webinar, July 7, 2014)

Blight Elimination Program Notice 14-10 (Division Six webinar, Aug. 8, 2014)

Blight Elimination Program Notice 14-11 (Division One applicant list)

Blight Elimination Program Notice 14-12 (Notice and Hearing)

Blight Elimination Program Notice 14-13 (Division One awards list)

Blight Elimination Program Notice 14-14 (Division Two applicant list)

Blight Elimination Program Notice 14-15 (Replaced by notice 14-17)

Blight Elimination Program Notice 14-16 (Division Two awards list)

Blight Elimination Program Notice 14-17 (Division Three applicant list R1)

Blight Elimination Program Notice 14-18 (Division Two Second Funding Round)

Blight Elimination Program Notice 14-19 (Division Four applicant list)

Documents for Successful Applicants

Division One Program Agreement

Division One Program Agreement Exhibit A

BEP Waiver Form


More information on Indiana’s Hardest Hit Fund

The U.S. Department of the Treasury established the Housing Finance Agency Innovation Fund for the Hardest-Hit Markets (Hardest Hit Fund) to provide financial assistance to families in the states most impacted by the downturn of the housing market. The U.S. Department of the Treasury designed the overall program to give each participating state the flexibility to tailor its program to the unique factors contributing to its state’s foreclosure problems. The Hardest Hit Fund is a national program available in 18 states and the District of Columbia. Indiana was awarded more than $221 million under the Hardest Hit Fund and is targeting low- to moderate-income homeowners whose primary residence is in any county in Indiana. For more information on Indiana’s Hardest Hit Fund, visit